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Roof Certification in Texas, Sealed by a Licensed Engineer

A sealed engineering opinion on the condition of a roof as it stood on the date it was inspected, issued after a documented field inspection to a written protocol.

The roof of a house under construction, rafters exposed against the sky.

What it is

Roof Certifications, in plain terms

A sealed engineering opinion on the condition of a roof as it stood on the date it was inspected, issued after a documented field inspection to a written protocol.

A roof certification is a written opinion, signed and sealed by a licensed Texas Professional Engineer, on the present condition of a roof covering and the structure beneath it. It follows a field inspection carried out to a written protocol, and it states what was observed, what those observations mean, and the limitations the opinion carries. It does not estimate how many years the roof has left, and the reason is in the protocol the engineer signed: a remaining life figure is a forecast rather than an observation.

The inspection is non destructive. A technician documents the covering type and how it was installed, flashing and penetrations, drainage and ponding, the condition of the decking where it can be observed, and any evidence of prior repair or storm damage. Photographs are keyed to locations, so the reviewing engineer can see what the technician saw rather than take a conclusion on trust.

The engineer is the author of the opinion. Field work gathers evidence. The licensed engineer in responsible charge reviews that evidence, forms the opinion, and applies the seal. Keeping those two roles distinct is what allows one consistent standard to hold across a state with 254 counties in it.

Who orders one

The people who need this document

  • Lenders and loan officers who need a sealed condition opinion before a file can close. If a checklist demands a remaining life figure in years, say so before ordering and you will be told honestly whether this letter meets it
  • Insurance carriers and agents underwriting or renewing a property policy
  • Buyers and sellers resolving a roof question raised by a general home inspection
  • Property managers and commercial owners documenting the condition of a portfolio
  • Roofing contractors whose customer has been asked for an engineer's opinion

The deliverable

What arrives at the end

  • A signed and sealed letter on firm letterhead, addressed to the party who needs it, stating the scope of the inspection, the date, the conditions observed, the engineer's opinion of that condition, and the limitations the opinion carries.
  • A photographic record keyed to the observations, so an underwriter or a loan officer can read the letter without arranging a second visit.
  • A PDF suitable for upload to a loan file, a carrier portal, or a closing package.

What an order asks for

Worth having to hand. Nothing here is unusual, and an order that arrives with it moves without anybody having to telephone back.

  • Why do you need this
  • What kind of property
  • What is the letter for? (insurance binding/renewal / home sale / lender / permit / other -- record exactly)
  • Who will the letter be addressed to? (insurer name, buyer, lender, city)
  • What deadline is the customer working against, if any?
  • Property address and county
  • Property type (single family / duplex / townhome / small commercial) and number of stories
  • Year built; roof age if known; year of last full replacement
  • Covering type (shingle / metal / tile / flat-membrane / built-up / wood / other)
  • Is there an OPEN insurance claim on this roof? (open claim = engineer pre-review; likely decline)
  • Is there active or threatened litigation involving the roof? (route to engineer; likely decline)
  • Any active leaks right now? (changes scope from certification to assessment conversation)
  • Has another engineer or inspector already issued an adverse report? (must be disclosed and uploaded)
  • Storm damage within the last 12 months? Date and type (hail/wind)
  • Is attic access available and accessible?
  • Number of Stories and Roof Steepness?
  • Occupied or vacant? Accessible if occupied?
  • Do you have: prior roof certs, roofing invoices/warranty, permits, insurance letters, photos of any problems?
  • Photo of the front of the property (confirms address/structure)
  • How does the technician get in

Questions

Common questions

What is the difference between a roof inspection and a roof certification?
The inspection is the field work. The certification is the sealed engineering opinion that follows it. A roofing contractor can inspect a roof and give you a quote. Only a licensed Professional Engineer can issue a sealed opinion on the condition observed, and that seal is usually what a lender or a carrier is actually asking for.
How long is a roof certification good for?
It states a condition observed on a particular date, so it does not expire on its own. Most lenders and carriers treat one as current for six to twelve months. A significant storm between the inspection and the closing will normally prompt a fresh look regardless of the date on the letter.
Will the letter say how many years the roof has left?
No. It states the condition observed on the date of the inspection, with the limitations that opinion carries. A remaining life figure is a forecast rather than an observation, and the protocol the engineer of record signed removes it deliberately. If a carrier or a lender requires a years figure, say so before ordering and you will be told honestly whether this letter meets their requirement.
Does the inspection include the attic?
Where the underside of the deck can be reached safely it is examined, because it carries the clearest evidence of active leakage. Where it cannot be reached, the letter says so and states the opinion from what could be observed. What the inspection could not see belongs in the letter, not out of it.
Is the roof walked?
Where slope, covering type, and conditions allow it to be walked safely. Where they do not, the inspection is made from ladder level and with aerial imagery, and the letter states the method used. Walking a brittle tile roof to satisfy a convention damages the thing being inspected.

Start a job

Tell us what the letter is for and we will tell you yes or no

Send the address, what the document is for, and the date it has to be in hand. Some jobs this firm cannot take, and you will hear that in the first conversation rather than after you have paid and waited.